This is a guest post by Kevin Craig. See author bio. The recent generation fails to understand that “A penny saved is a penny earned”. If you start saving a decent amount of cash then you prevent yourself from further borrowing and you can pay off debts from your savings. If you save a good [...]
It’s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]
1) What’s your “frugality story?” In other words, how and why did you become frugal? I went through a bad split up with my kids’ mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]
Whether you drive a hybrid car, an economy car, or a sports utility vehicle you are going to need to get gas and when you do you are going to want to get the most bang for your buck. As the recession has come to an end the gas consumption has risen causing a classic [...]
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Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, [...]
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Decreasing the Expenses of Home Upkeep by Doing It on Your Own The last decade or so has seen a huge surge in do-it-yourself projects, know how and people simply willing to learn and get their hands into home renovation and maintenance projects. And there is good reason why – it costs much less than [...]
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Some “budget tips” are such that they may not really save money. Saving money is more than just buying the item that has a lower sticker price. There are other costs involved that people don’t always examine. How much does it cost to go to a certain store, versus going to the one closer? What [...]
Save Money by Getting Rid of What You Don’t Need Most people store things they don’t use all the time in their basements or garages. And they don’t realise how much this is really costing them. Clutter. It sounds ominous, like something that we find annoying, but not really bad. A huge nuisance that we [...]
What does online free advertising have to do with saving in your budget? Do you ever have to find something or sell something or simply get rid of something that is too big or difficult to throw away (and is still usable)? Well, there are several online places that allow people to place a huge [...]
As someone who has been through the worst of personal finances and managed to pull back from the brink, I can sure relate to the problems that people can face in personal budgeting. Why did I get into such trouble? Well, let’s just say that I was used to living a fairly simple lifestyle, then married [...]
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