It’s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]
It’s tough to track your expenses when you first start out. It’s even tougher if you realise that you’ve spent $120 a month on coffee. This means that cutting out these small, seemingly insignificant, expenses can really add up. Consider if you spend just $3.00 a day, five days a week for 50 weeks of [...]
I’m always watching how much I spend on groceries, as this is the one area of my budget that I have the most control over. When I was making good money my estranged wife wanted $500 every two weeks for groceries and cleaning supplies and clothing. I thought it was way too much, but for [...]
