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	<title>Personal Budget Help &#187; retirement planning</title>
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	<description>Ways to save money and better manage your home finances</description>
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		<title>Living for Today, but Planning for Tomorrow</title>
		<link>http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/</link>
		<comments>http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 18:12:12 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[handling money]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[personal budgeting]]></category>
		<category><![CDATA[retirement planning]]></category>

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		<description><![CDATA[We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to [...]]]></description>
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		<title>Planning Your Financial Future in Old Age</title>
		<link>http://personalbudgethelp.com/2009/08/planning-your-financial-future-in-old-age/</link>
		<comments>http://personalbudgethelp.com/2009/08/planning-your-financial-future-in-old-age/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 22:59:19 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Increasing Income]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[multiple streams of income]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[starting a business]]></category>
		<category><![CDATA[ways to save money]]></category>

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		<description><![CDATA[Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, [...]]]></description>
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