Johanus on August 21st, 2009

Is Retirement Planning Worth the Effort?
I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, as [...]

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Johanus on April 16th, 2009

You have to assign a task for your money to do in order to accomplish your overall financial goals. It’s best to know the task of each dollar before you get it in order to meet your overall objectives.
Assigning the Objectives
What’s an objective? Well that’s the mini-goal that you want in order to meet you [...]

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Johanus on November 28th, 2008

As someone who has been through the worst of personal finances and managed to pull back from the brink, I can sure relate to the problems that people can face in personal budgeting. Why did I get into such trouble? Well, let’s just say that I was used to living a fairly simple lifestyle, then married [...]

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