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	<title>Personal Budget Help &#187; personal budget help</title>
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	<description>Ways to save money and better manage your home finances</description>
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		<title>A Quick Tip on Spending Money</title>
		<link>http://personalbudgethelp.com/2009/04/a-quick-tip-on-spending-money/</link>
		<comments>http://personalbudgethelp.com/2009/04/a-quick-tip-on-spending-money/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 02:37:34 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[budget strategies]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[motivating yourself]]></category>
		<category><![CDATA[personal budget help]]></category>
		<category><![CDATA[savings motivation]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=124</guid>
		<description><![CDATA[I was speaking with an acquaintance today who was (surprise, surprise) fighting with her boyfriend about money. She complained, as everyone does, about a bill. Her dentist bill was $88 after the hundreds that her benefits covered, and she wasn&#8217;t aware of how expensive it was, and hadn&#8217;t budgeted for it. So she was forced [...]]]></description>
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		<title>Envelope Budgeting</title>
		<link>http://personalbudgethelp.com/2009/03/envelope-budgeting/</link>
		<comments>http://personalbudgethelp.com/2009/03/envelope-budgeting/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 22:37:34 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[budgeting advice]]></category>
		<category><![CDATA[budgeting system]]></category>
		<category><![CDATA[family budgeting]]></category>
		<category><![CDATA[personal budget help]]></category>
		<category><![CDATA[personal home budgeting]]></category>

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		<description><![CDATA[Envelope budgeting is something I have just recently heard of. It&#8217;s something that some financial and bankruptcy advisers use for their clients, which I found intriguing, and wouldn&#8217;t have thought of myself. What it is, is the person doing the budget each month is working on a cash only budget (no credit cards), and is [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Some Real Help (and a spreadsheet)</title>
		<link>http://personalbudgethelp.com/2009/02/some-real-help-and-a-spreadsheet/</link>
		<comments>http://personalbudgethelp.com/2009/02/some-real-help-and-a-spreadsheet/#comments</comments>
		<pubDate>Tue, 24 Feb 2009 21:31:56 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Spreadsheets]]></category>
		<category><![CDATA[annual budget spreadsheet]]></category>
		<category><![CDATA[budget help]]></category>
		<category><![CDATA[family budget spreadsheet]]></category>
		<category><![CDATA[free budget spreadsheet]]></category>
		<category><![CDATA[monthly budget spreadsheet]]></category>
		<category><![CDATA[personal budget help]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=52</guid>
		<description><![CDATA[Okay, so I&#8217;ve finally uploaded my spreadsheet to the website for people to use. Yes, it&#8217;s free. People seem to like that. Of course there are more sophisticated things available, such as programs and more advanced spreadsheets. But you have to pay for them. This one, you don&#8217;t. Send all your friends and family to [...]]]></description>
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