Johanus on April 24th, 2009

I was speaking with an acquaintance today who was (surprise, surprise) fighting with her boyfriend about money. She complained, as everyone does, about a bill. Her dentist bill was $88 after the hundreds that her benefits covered, and she wasn’t aware of how expensive it was, and hadn’t budgeted for it. So she was forced [...]

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Johanus on March 24th, 2009

Envelope budgeting is something I have just recently heard of. It’s something that some financial and bankruptcy advisers use for their clients, which I found intriguing, and wouldn’t have thought of myself.
What it is, is the person doing the budget each month is working on a cash only budget (no credit cards), and is not [...]

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Johanus on February 24th, 2009

Okay, so I’ve finally uploaded my spreadsheet to the website for people to use. Yes, it’s free. People seem to like that. Of course there are more sophisticated things available, such as programs and more advanced spreadsheets. But you have to pay for them. This one, you don’t. Send all your friends and family to [...]

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