Johanus on June 4th, 2010

It’s very important that you do not neglect your budget, even once you are into a cycle of confidence in your finances. While it’s certainly easier not to have to watch your money all the time, there are drawbacks to letting things go, even a little bit. It’s very easy to overspend, just because it’s [...]

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Johanus on April 18th, 2010

1) What’s your “frugality story?” In other words, how and why did you become frugal? I went through a bad split up with my kids’ mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]

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Johanus on September 27th, 2009

Choosing the Important Jobs for Your Money The setting of a budget is really about choosing what jobs you want your money to do for you. Whether it is paying your monthly obligations or saving for a vacation, each thing that you assign your money to do is a job for it. As the boss, [...]

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Johanus on August 31st, 2009

Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those.  Never [...]

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Johanus on June 25th, 2009

Things to Try Before Filing for Bankruptcy It’s best to avoid bankruptcy if at all possible. The ramifications of such a filing on your credit report is a killer. And it stays with you for at least seven years. This makes it hard to get credit of any kind (mortgages, credit cards, car loans,etc.). It [...]

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Johanus on January 6th, 2009

It’s always hard to set your total budget plan. Sometimes it’s just the motivation of sitting down and doing the work. Other times it’s the knowing that you will have to truly see how much money you have and how expensive it is just to live in this world. To maybe you just don’t know [...]

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