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	<title>Personal Budget Help &#187; gift savings</title>
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		<title>Holiday Frugality</title>
		<link>http://personalbudgethelp.com/2009/12/holiday-frugality/</link>
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		<pubDate>Wed, 16 Dec 2009 21:04:51 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Gift Ideas]]></category>
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		<description><![CDATA[Some Ways to Spend Less This Season (or Any) It&#8217;s something that we all want to think about &#8211; spending less for the holiday. But for many people, thinking is as far as it goes. The most common concepts involve &#8220;Secret Santa&#8217;s&#8221; and gift pooling. And there is also making gifts. There really are a [...]]]></description>
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		<title>Holiday Savings</title>
		<link>http://personalbudgethelp.com/2008/12/holiday-savings/</link>
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		<pubDate>Tue, 30 Dec 2008 16:52:12 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[best gift ideas]]></category>
		<category><![CDATA[gift giving ideas]]></category>
		<category><![CDATA[gift savings]]></category>
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		<description><![CDATA[I always wonder about the big spending spree that people go on over the holidays. Retailers make more over the Christmas season than at any other time of year. Some make more in this season than the rest of the year combined (I know I used to when I was a full time artist/silversmith). It [...]]]></description>
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