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	<title>Personal Budget Help &#187; Frugality</title>
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	<link>http://personalbudgethelp.com</link>
	<description>Ways to save money and better manage your home finances</description>
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		<title>Form Versus Function in Purchases</title>
		<link>http://personalbudgethelp.com/2010/08/form-versus-function-in-purchases/</link>
		<comments>http://personalbudgethelp.com/2010/08/form-versus-function-in-purchases/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 13:13:37 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[General Advise]]></category>
		<category><![CDATA[budget strategies]]></category>
		<category><![CDATA[making choices in shopping]]></category>
		<category><![CDATA[managing money]]></category>
		<category><![CDATA[shopping frugally]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=273</guid>
		<description><![CDATA[It&#8217;s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Interview by Nicole Plescher</title>
		<link>http://personalbudgethelp.com/2010/04/interview-by-nicole-plescher/</link>
		<comments>http://personalbudgethelp.com/2010/04/interview-by-nicole-plescher/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 04:37:13 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[My Story]]></category>
		<category><![CDATA[budget resources]]></category>
		<category><![CDATA[budget story]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[personal budget tips]]></category>
		<category><![CDATA[personal home budgeting]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=258</guid>
		<description><![CDATA[1) What&#8217;s your &#8220;frugality story?&#8221; In other words, how and why did you become frugal? I went through a bad split up with my kids&#8217; mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>10 Simple Ways to Throw Money Away</title>
		<link>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/</link>
		<comments>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 19:11:59 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[saving on household expenses]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=234</guid>
		<description><![CDATA[Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those.  Never [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Frugal Camping</title>
		<link>http://personalbudgethelp.com/2009/08/frugal-camping/</link>
		<comments>http://personalbudgethelp.com/2009/08/frugal-camping/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 23:18:53 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugal Fun]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[family activities]]></category>
		<category><![CDATA[family fun]]></category>
		<category><![CDATA[Frugal fun]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[road trips]]></category>
		<category><![CDATA[vacation budget]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=218</guid>
		<description><![CDATA[Enjoying the Great Outdoors for Less When we enjoy the outdoors there are so many options available that it is sometimes confusing. On a long weekend there are certain to be crowds in the popular areas and finding camping sites and space may become difficult. However, there are ways to enjoy the times outside camping [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Budgeting for Small Trips</title>
		<link>http://personalbudgethelp.com/2009/07/budgeting-for-small-trips/</link>
		<comments>http://personalbudgethelp.com/2009/07/budgeting-for-small-trips/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 22:33:41 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Frugal Fun]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[Frugal fun]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[road trips]]></category>
		<category><![CDATA[vacation budget]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=215</guid>
		<description><![CDATA[Managing the Expenses of Weekend Vacations It isn’t always easy to make sure that you have everything for a vacation, even a small weekend trip. There’s the list of everything that has to be taken along: there’s the allowing for fuel, car maintenance, food, and a small emergency fund. It can be quite hectic, and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Avoiding the Trap of Worthless Spending</title>
		<link>http://personalbudgethelp.com/2009/07/avoiding-the-trap-of-worthless-spending/</link>
		<comments>http://personalbudgethelp.com/2009/07/avoiding-the-trap-of-worthless-spending/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 18:14:40 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[controlling spending]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=211</guid>
		<description><![CDATA[Some Useless Things People Spend Money On People spend money on the most amazing things! Items that add no use or value to life, yet they will waste precious dollars on them, when those dollars could be used for more precious and lasting items, things that actually contribute to their lives. Here is my list [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/07/avoiding-the-trap-of-worthless-spending/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Inexpensive Romantic Things to Do</title>
		<link>http://personalbudgethelp.com/2009/07/inexpensive-romantic-things-to-do/</link>
		<comments>http://personalbudgethelp.com/2009/07/inexpensive-romantic-things-to-do/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 18:01:45 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugal Fun]]></category>
		<category><![CDATA[being romantic]]></category>
		<category><![CDATA[cheap ideas for fun]]></category>
		<category><![CDATA[Frugal fun]]></category>
		<category><![CDATA[frugal romance]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[ideas for dates]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=192</guid>
		<description><![CDATA[Fun, Low Cost Things to Do with the One You Love Having a fun, romantic time together doesn’t always have to be expensive. So many people tend to think of a date as dinner and a movie, or dancing, drinks and food, which can be very costly. Yet, there are other things that can be [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/07/inexpensive-romantic-things-to-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having Fun on the Holiday</title>
		<link>http://personalbudgethelp.com/2009/06/having-fun-on-the-holiday/</link>
		<comments>http://personalbudgethelp.com/2009/06/having-fun-on-the-holiday/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 06:30:34 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Canada Day fun]]></category>
		<category><![CDATA[Frugal fun]]></category>
		<category><![CDATA[Independence Day fun]]></category>
		<category><![CDATA[Nation's birthday events]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=170</guid>
		<description><![CDATA[The Country&#8217;s birthday is coming &#8211; Enjoy it, without much expense. Parades are only one way to enjoy the upcoming celebrations. A lot of people also enjoy fireworks. These displays are usually put on cost free by the city and are a great way to enjoy the holiday for all people. There are other events [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/06/having-fun-on-the-holiday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spare Room = Spare Cash</title>
		<link>http://personalbudgethelp.com/2009/06/spare-room-spare-cash/</link>
		<comments>http://personalbudgethelp.com/2009/06/spare-room-spare-cash/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 12:00:11 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[My Story]]></category>
		<category><![CDATA[better budgeting]]></category>
		<category><![CDATA[better managing finances]]></category>
		<category><![CDATA[increasing your income]]></category>
		<category><![CDATA[managing finances in recession]]></category>
		<category><![CDATA[rent and board]]></category>
		<category><![CDATA[ways to make money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=155</guid>
		<description><![CDATA[Renting out a Spare Room for Extra Income Some houses that people buy have more space than they really need. Use this space to make money and decrease your cash worries. Ever thought about turning that den into a spare bedroom?Â Is there already a bedroom that&#8217;s unused? This could be a great opportunity to bring [...]]]></description>
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		<slash:comments>1</slash:comments>
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