Johanus on August 7th, 2010

It’s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]

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Johanus on September 13th, 2009

Sometimes sticking to your budget is very difficult. You want a little better dinner one week, or you really need a night out. Or maybe it’s someone special’s birthday and you really want to show how much you care. Reasons like these are things that can easily cause one to skip on the budget and [...]

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Johanus on April 24th, 2009

I was speaking with an acquaintance today who was (surprise, surprise) fighting with her boyfriend about money. She complained, as everyone does, about a bill. Her dentist bill was $88 after the hundreds that her benefits covered, and she wasn’t aware of how expensive it was, and hadn’t budgeted for it. So she was forced [...]

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