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	<title>Personal Budget Help</title>
	<link>http://personalbudgethelp.com</link>
	<description>budget advice, personal finance tips, budget spreadsheets, living frugal</description>
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		<title>20 Free Family Fun Things to Do</title>
		<description><![CDATA[I’ve recently been trying to think of things to do that are fun and free. The kids are my big motivator for this, so I brainstormed, and here is a list of 20 free family fun things that I came up with. Colour. Get out the paper and crayons and try to come up with <a href="http://personalbudgethelp.com/2011/11/20-free-family-fun-things-to-do/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2011/11/20-free-family-fun-things-to-do/</link>
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		<title>Free Spreadsheets</title>
		<description><![CDATA[Over the next few weeks I&#8217;ll be adding a few spreadsheets for people to use. The first one is a small business bookkeeping template. It&#8217;s free to download and use as you need to. I&#8217;ve also now added my simple budget spreadsheet to use in your personal budget. This is another one that is free <a href="http://personalbudgethelp.com/2011/10/free-spreadsheets/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2011/10/free-spreadsheets/</link>
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		<title>Hacked!</title>
		<description><![CDATA[I had my websites hacked a couple of months ago and haven&#8217;t been able to correct that. I had to move hosts because of it (my whole account was hacked). And part of this process means rebuilding my entire websites from scratch, since the backups were also hacked. I&#8217;ve since found a plugin that allows <a href="http://personalbudgethelp.com/2011/10/hacked/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2011/10/hacked/</link>
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		<title>Using Coupons Advantageously</title>
		<description><![CDATA[How to Properly Shop with Coupons Coupons are often touted as great money savers and the greatest way to save on groceries, household supplies, even clothing and home construction. Need some eyeglasses? There is certain to be a coupon for it. Whatever your needs, you can find a coupon for some supplier. The way that <a href="http://personalbudgethelp.com/2009/10/using-coupons-advantageously/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/10/using-coupons-advantageously/</link>
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		<title>Setting Budget Priorities</title>
		<description><![CDATA[Choosing the Important Jobs for Your Money The setting of a budget is really about choosing what jobs you want your money to do for you. Whether it is paying your monthly obligations or saving for a vacation, each thing that you assign your money to do is a job for it. As the boss, <a href="http://personalbudgethelp.com/2009/09/setting-budget-priorities/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/09/setting-budget-priorities/</link>
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		<title>Using Coupons to Save Money</title>
		<description><![CDATA[We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more <a href="http://personalbudgethelp.com/2009/09/using-coupons-to-save-money/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/09/using-coupons-to-save-money/</link>
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		<title>10 Ways to Throw Money Away</title>
		<description><![CDATA[Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. Never <a href="http://personalbudgethelp.com/2009/08/10-ways-to-throw-money-away/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/08/10-ways-to-throw-money-away/</link>
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		<title>Setting and Keeping Goals</title>
		<description><![CDATA[Anyone who actually sits down and does a budget realises that setting goals is important. The objective of having a budget is to actually set and meet your financial goals. Budgets follow some pretty simple principles. You write down what the goal is – such as paying all of the bills and having some money <a href="http://personalbudgethelp.com/2009/08/setting-and-keeping-goals/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/08/setting-and-keeping-goals/</link>
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		<title>Living for Today, but Planning for Tomorrow</title>
		<description><![CDATA[We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to <a href="http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/</link>
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		<title>Planning Your Financial Future in Old Age</title>
		<description><![CDATA[Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, <a href="http://personalbudgethelp.com/2009/08/planning-your-financial-future-in-old-age/"><b>...Read the Rest</b></a>]]></description>
		<link>http://personalbudgethelp.com/2009/08/planning-your-financial-future-in-old-age/</link>
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