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	<title>Personal Budget Help</title>
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	<link>http://personalbudgethelp.com</link>
	<description>Ways to save money and better manage your home finances</description>
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		<title>Letting Go of the Unnecessary for Long Term Gain</title>
		<link>http://personalbudgethelp.com/2010/02/letting-go-of-the-unnecessary-for-long-term-gain/</link>
		<comments>http://personalbudgethelp.com/2010/02/letting-go-of-the-unnecessary-for-long-term-gain/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:52:44 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[General Advise]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[My Story]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=254</guid>
		<description><![CDATA[Realising When Something is a Liability Instead of an Asset
Sometimes it’s easy to see when something is a pure burden financially and not necessary, no matter how much one wants to have it. Perhaps it’s those seasons tickets that you really crave or the extras in the cable package that can be let go in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Keeping a Home Organized</title>
		<link>http://personalbudgethelp.com/2009/12/keeping-a-home-organized/</link>
		<comments>http://personalbudgethelp.com/2009/12/keeping-a-home-organized/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 00:29:47 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[General Advise]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=251</guid>
		<description><![CDATA[When we are budgeting, part of what we do is start to organise our lives. This is only natural for our finances &#8211; and very important &#8211; if we want to understand money and be better at managing money. A budget organises the expenses and income of a household, sets targets and strives to help [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Holiday Frugality</title>
		<link>http://personalbudgethelp.com/2009/12/holiday-frugality/</link>
		<comments>http://personalbudgethelp.com/2009/12/holiday-frugality/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 21:04:51 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Gift Ideas]]></category>
		<category><![CDATA[budget gift ideas]]></category>
		<category><![CDATA[frugal giving]]></category>
		<category><![CDATA[gift savings]]></category>
		<category><![CDATA[holiday gift giving]]></category>
		<category><![CDATA[saving on gifts]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=248</guid>
		<description><![CDATA[Some Ways to Spend Less This Season (or Any)
It&#8217;s something that we all want to think about &#8211; spending less for the holiday. But for many people, thinking is as far as it goes. The most common concepts involve &#8220;Secret Santa&#8217;s&#8221; and gift pooling. And there is also making gifts. There really are a lot [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Using Coupons Advantageously</title>
		<link>http://personalbudgethelp.com/2009/10/using-coupons-advantageously/</link>
		<comments>http://personalbudgethelp.com/2009/10/using-coupons-advantageously/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 19:20:16 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[budgeting tip]]></category>
		<category><![CDATA[budgeting with coupons]]></category>
		<category><![CDATA[coupon clipping]]></category>
		<category><![CDATA[grocery coupon]]></category>
		<category><![CDATA[using coupons]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=246</guid>
		<description><![CDATA[How to Properly Shop with Coupons
Coupons are often touted as great money savers and the greatest way to save on groceries, household supplies, even clothing and home construction. Need some eyeglasses? There is certain to be a coupon for it. Whatever your needs, you can find a coupon for some supplier.
The way that coupons are [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Setting Budget Priorities</title>
		<link>http://personalbudgethelp.com/2009/09/setting-budget-priorities/</link>
		<comments>http://personalbudgethelp.com/2009/09/setting-budget-priorities/#comments</comments>
		<pubDate>Sun, 27 Sep 2009 19:01:28 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[better]]></category>
		<category><![CDATA[budget categories]]></category>
		<category><![CDATA[budgeting system]]></category>
		<category><![CDATA[how to budget]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[managing money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=243</guid>
		<description><![CDATA[Choosing the Important Jobs for Your Money
The setting of a budget is really about choosing what jobs you want your money to do for you. Whether it is paying your monthly obligations or saving for a vacation, each thing that you assign your money to do is a job for it. As the boss, you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Using Coupons to Save Money</title>
		<link>http://personalbudgethelp.com/2009/09/using-coupons-to-save-money/</link>
		<comments>http://personalbudgethelp.com/2009/09/using-coupons-to-save-money/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 18:51:10 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=238</guid>
		<description><![CDATA[We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Finding Motivation to Stick to Your Budget</title>
		<link>http://personalbudgethelp.com/2009/09/finding-motivation-to-stick-to-your-budget/</link>
		<comments>http://personalbudgethelp.com/2009/09/finding-motivation-to-stick-to-your-budget/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 01:01:43 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[General Advise]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget help]]></category>
		<category><![CDATA[budget management]]></category>
		<category><![CDATA[budget strategies]]></category>
		<category><![CDATA[motivation]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=236</guid>
		<description><![CDATA[Sometimes sticking to your budget is very difficult. You want a little better dinner one week, or you really need a night out. Or maybe it’s someone special’s birthday and you really want to show how much you care. Reasons like these are things that can easily cause one to skip on the budget and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Simple Ways to Throw Money Away</title>
		<link>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/</link>
		<comments>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 19:11:59 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[saving on household expenses]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=234</guid>
		<description><![CDATA[Money Wasters You May or May Not Have Thought Of
(This is one of my more tongue-in-cheek articles)
Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. 

Never wash a full [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Setting and Keeping Goals</title>
		<link>http://personalbudgethelp.com/2009/08/setting-and-keeping-goals/</link>
		<comments>http://personalbudgethelp.com/2009/08/setting-and-keeping-goals/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 20:00:19 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[General Advise]]></category>
		<category><![CDATA[financial goal setting]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[meeting your objectives]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=230</guid>
		<description><![CDATA[Anyone who actually sits down and does a budget realises that setting goals is important. The objective of having a budget is to actually set and meet your financial goals. Budgets follow some pretty simple principles. You write down what the goal is – such as paying all of the bills and having some money [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/08/setting-and-keeping-goals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Living for Today, but Planning for Tomorrow</title>
		<link>http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/</link>
		<comments>http://personalbudgethelp.com/2009/08/living-for-today-but-planning-for-tomorrow/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 18:12:12 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[handling money]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[personal budgeting]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=227</guid>
		<description><![CDATA[We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to [...]]]></description>
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		<slash:comments>0</slash:comments>
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