1) What’s your “frugality story?” In other words, how and why did you become frugal? I went through a bad split up with my kids’ mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]
Realising When Something is a Liability Instead of an Asset Sometimes it’s easy to see when something is a pure burden financially and not necessary, no matter how much one wants to have it. Perhaps it’s those seasons tickets that you really crave or the extras in the cable package that can be let go [...]
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There are many things that can make a weekend great. The most wonderful of these is spending quality time with those you care about. As a single parent I am always looking for ways to have fun with my kids and to spend as little as possible in the process. Of course part of this [...]
I have run a few of different businesses in the past, all while working from home, and currently run a couple part-time ones at home. I find it interesting that there are now so many schemes on the Internet about people working from home. Things like, “Be part of one of America’s Fastest Growing Industries! [...]
Okay, I took a couple of days off from posting for the Canada Day holiday. It was a lot of fun! The kids loved it, and there were tonnes of things that we did – all cost free! (Not including the gas to get there.) What we did: Went to the neighbourhood celebration in the [...]
Renting out a Spare Room for Extra Income Some houses that people buy have more space than they really need. Use this space to make money and decrease your cash worries. Ever thought about turning that den into a spare bedroom? Is there already a bedroom that’s unused? This could be a great opportunity to bring [...]
Well, with a limited budget there are many things that one finds in entertainment that have to be cut. This doesn’t mean that life has to be boring! Instead, we find other, more challenging ways to enjoy ourselves. As far as simple things go, instead of going out to the cinema, we might rent a movie or even watch [...]
I’m always watching how much I spend on groceries, as this is the one area of my budget that I have the most control over. When I was making good money my estranged wife wanted $500 every two weeks for groceries and cleaning supplies and clothing. I thought it was way too much, but for [...]
As someone who has been through the worst of personal finances and managed to pull back from the brink, I can sure relate to the problems that people can face in personal budgeting. Why did I get into such trouble? Well, let’s just say that I was used to living a fairly simple lifestyle, then married [...]
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