This is a guest post by Kevin Craig. See author bio. The recent generation fails to understand that “A penny saved is a penny earned”. If you start saving a decent amount of cash then you prevent yourself from further borrowing and you can pay off debts from your savings. If you save a good [...]
It’s very important that you do not neglect your budget, even once you are into a cycle of confidence in your finances. While it’s certainly easier not to have to watch your money all the time, there are drawbacks to letting things go, even a little bit. It’s very easy to overspend, just because it’s [...]
Realising When Something is a Liability Instead of an Asset Sometimes it’s easy to see when something is a pure burden financially and not necessary, no matter how much one wants to have it. Perhaps it’s those seasons tickets that you really crave or the extras in the cable package that can be let go [...]
Continue reading about Letting Go of the Unnecessary for Long Term Gain
When we are budgeting, part of what we do is start to organise our lives. This is only natural for our finances – and very important – if we want to understand money and be better at managing money. A budget organises the expenses and income of a household, sets targets and strives to help [...]
We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more [...]
Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, [...]
Continue reading about Planning Your Financial Future in Old Age
Some Useless Things People Spend Money On People spend money on the most amazing things! Items that add no use or value to life, yet they will waste precious dollars on them, when those dollars could be used for more precious and lasting items, things that actually contribute to their lives. Here is my list [...]
Continue reading about Avoiding the Trap of Worthless Spending
The Challenge of Relatives and Friends and Finances “Insanity: doing the same thing over and over again and expecting different results.” -Albert Einstein This reminds me of someone I know… me. I keep expecting someone I know to learn how to deal with finances in a better way, but it doesn’t happen. No matter how [...]
Continue reading about Loaning Money to Those Closest to You
Living frugal doesn’t have to be hard – and here’s a simple guide on how to enjoy an inexpensive lifestyle. I admit that I try to live more frugal than most people. I rarely go out. And when I do I always make sure that it’s on a discount, using coupons or sales events, or [...]
I have run a few of different businesses in the past, all while working from home, and currently run a couple part-time ones at home. I find it interesting that there are now so many schemes on the Internet about people working from home. Things like, “Be part of one of America’s Fastest Growing Industries! [...]
