It’s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]
I recently read that the Canada Revenue Agency (CRA) has figured out that it costs the average Canadian (as shown by Larry McDonald of Canadian Business Online) $215 to file a tax return. Over half of Canadians, according the study from the Fraser Institute, have professional tax preparers complete their return and submit it. With tax preparers such [...]
Continue reading about Free Personal Tax Filing for Canadians
Realising When Something is a Liability Instead of an Asset Sometimes it’s easy to see when something is a pure burden financially and not necessary, no matter how much one wants to have it. Perhaps it’s those seasons tickets that you really crave or the extras in the cable package that can be let go [...]
Continue reading about Letting Go of the Unnecessary for Long Term Gain
When we are budgeting, part of what we do is start to organise our lives. This is only natural for our finances – and very important – if we want to understand money and be better at managing money. A budget organises the expenses and income of a household, sets targets and strives to help [...]
Sometimes sticking to your budget is very difficult. You want a little better dinner one week, or you really need a night out. Or maybe it’s someone special’s birthday and you really want to show how much you care. Reasons like these are things that can easily cause one to skip on the budget and [...]
Continue reading about Finding Motivation to Stick to Your Budget
Anyone who actually sits down and does a budget realises that setting goals is important. The objective of having a budget is to actually set and meet your financial goals. Budgets follow some pretty simple principles. You write down what the goal is – such as paying all of the bills and having some money [...]
