This is a guest post by Kevin Craig. See author bio. The recent generation fails to understand that “A penny saved is a penny earned”. If you start saving a decent amount of cash then you prevent yourself from further borrowing and you can pay off debts from your savings. If you save a good [...]
I recently read that the Canada Revenue Agency (CRA) has figured out that it costs the average Canadian (as shown by Larry McDonald of Canadian Business Online) $215 to file a tax return. Over half of Canadians, according the study from the Fraser Institute, have professional tax preparers complete their return and submit it. With tax preparers such [...]
Continue reading about Free Personal Tax Filing for Canadians
Whether you drive a hybrid car, an economy car, or a sports utility vehicle you are going to need to get gas and when you do you are going to want to get the most bang for your buck. As the recession has come to an end the gas consumption has risen causing a classic [...]
Continue reading about How to Determine If Cash Is Better Than Credit at the Pump
We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more [...]
Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. Never [...]
We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to [...]
Continue reading about Living for Today, but Planning for Tomorrow
Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, [...]
Continue reading about Planning Your Financial Future in Old Age
Some Useless Things People Spend Money On People spend money on the most amazing things! Items that add no use or value to life, yet they will waste precious dollars on them, when those dollars could be used for more precious and lasting items, things that actually contribute to their lives. Here is my list [...]
Continue reading about Avoiding the Trap of Worthless Spending
Decreasing the Expenses of Home Upkeep by Doing It on Your Own The last decade or so has seen a huge surge in do-it-yourself projects, know how and people simply willing to learn and get their hands into home renovation and maintenance projects. And there is good reason why – it costs much less than [...]
Continue reading about Saving Money on Home Repairs and Maintenance
I’m always watching how much I spend on groceries, as this is the one area of my budget that I have the most control over. When I was making good money my estranged wife wanted $500 every two weeks for groceries and cleaning supplies and clothing. I thought it was way too much, but for [...]
