This is a guest post by Kevin Craig. See author bio. The recent generation fails to understand that “A penny saved is a penny earned”. If you start saving a decent amount of cash then you prevent yourself from further borrowing and you can pay off debts from your savings. If you save a good [...]
It’s amazing how many people I see who have beautiful homes filled with aesthetically pleasing objects, yet are struggling financially. Quite often I find that the people are working two, even three, jobs to make ends meet. They miss time with their family and friends. And they do complain about it. there is no comprehension [...]
I recently read that the Canada Revenue Agency (CRA) has figured out that it costs the average Canadian (as shown by Larry McDonald of Canadian Business Online) $215 to file a tax return. Over half of Canadians, according the study from the Fraser Institute, have professional tax preparers complete their return and submit it. With tax preparers such [...]
Continue reading about Free Personal Tax Filing for Canadians
1) What’s your “frugality story?” In other words, how and why did you become frugal? I went through a bad split up with my kids’ mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]
Whether you drive a hybrid car, an economy car, or a sports utility vehicle you are going to need to get gas and when you do you are going to want to get the most bang for your buck. As the recession has come to an end the gas consumption has risen causing a classic [...]
Continue reading about How to Determine If Cash Is Better Than Credit at the Pump
Some Ways to Spend Less This Season (or Any) It’s something that we all want to think about – spending less for the holiday. But for many people, thinking is as far as it goes. The most common concepts involve “Secret Santa’s” and gift pooling. And there is also making gifts. There really are a [...]
We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more [...]
Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. Never [...]
We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to [...]
Continue reading about Living for Today, but Planning for Tomorrow
Is Retirement Planning Worth the Effort? I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, [...]
Continue reading about Planning Your Financial Future in Old Age
