Johanus on December 16th, 2009

Some Ways to Spend Less This Season (or Any)
It’s something that we all want to think about – spending less for the holiday. But for many people, thinking is as far as it goes. The most common concepts involve “Secret Santa’s” and gift pooling. And there is also making gifts. There really are a lot [...]

Continue reading about Holiday Frugality

Johanus on September 15th, 2009

We all need to shop. In our modern world, we can’t barter or build everything that we need or would like. And there are a lot of wonderful things that can be bought to make our homes look better, clothes to make us look good, and items to help make our lives easier and more [...]

Continue reading about Using Coupons to Save Money

Johanus on August 31st, 2009

Money Wasters You May or May Not Have Thought Of
(This is one of my more tongue-in-cheek articles)
Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. 

Never wash a full [...]

Continue reading about 10 Simple Ways to Throw Money Away

Johanus on August 27th, 2009

We all know that the future is uncertain. It’s a fog that we cannot see through and understand the exact events and timings of what will happen. Regardless of how well we plan things, we know that events can conspire to change what we expect to occur. Some people use this as an excuse to [...]

Continue reading about Living for Today, but Planning for Tomorrow

Johanus on August 21st, 2009

Is Retirement Planning Worth the Effort?
I recently heard someone comment that saving and planning for retirement really isn’t worth the effort. The idea here is that people who plan to sit around and read or just simply relax but are presently working very hard to build a financial nest egg probably won’t need it, as [...]

Continue reading about Planning Your Financial Future in Old Age

Johanus on August 13th, 2009

How to Find Fun Outings that Cost Little  
Most cities offer several events and places to visit where the whole family can have fun. This is especially true for young children.
Finding free events and fun activities requires a little bit of diligence and being aware of what is going on in the city. There are many [...]

Continue reading about Finding Free Events in Your City

Johanus on August 4th, 2009

Enjoying the Great Outdoors for Less
When we enjoy the outdoors there are so many options available that it is sometimes confusing. On a long weekend there are certain to be crowds in the popular areas and finding camping sites and space may become difficult. However, there are ways to enjoy the times outside camping and [...]

Continue reading about Frugal Camping

Johanus on July 31st, 2009

Managing the Expenses of Weekend Vacations
It isn’t always easy to make sure that you have everything for a vacation, even a small weekend trip. There’s the list of everything that has to be taken along: there’s the allowing for fuel, car maintenance, food, and a small emergency fund. It can be quite hectic, and the [...]

Continue reading about Budgeting for Small Trips

Johanus on July 22nd, 2009

Some Useless Things People Spend Money On
People spend money on the most amazing things! Items that add no use or value to life, yet they will waste precious dollars on them, when those dollars could be used for more precious and lasting items, things that actually contribute to their lives. Here is my list of [...]

Continue reading about Avoiding the Trap of Worthless Spending

Johanus on July 17th, 2009

Decreasing the Expenses of Home Upkeep by Doing It on Your Own
The last decade or so has seen a huge surge in do-it-yourself projects, know how and people simply willing to learn and get their hands into home renovation and maintenance projects. And there is good reason why – it costs much less than hiring [...]

Continue reading about Saving Money on Home Repairs and Maintenance