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	<title>Personal Budget Help &#187; Budget Tips &amp; Advice</title>
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	<link>http://personalbudgethelp.com</link>
	<description>Ways to save money and better manage your home finances</description>
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		<title>Using Coupons Advantageously</title>
		<link>http://personalbudgethelp.com/2009/10/using-coupons-advantageously/</link>
		<comments>http://personalbudgethelp.com/2009/10/using-coupons-advantageously/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 19:20:16 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[budgeting tip]]></category>
		<category><![CDATA[budgeting with coupons]]></category>
		<category><![CDATA[coupon clipping]]></category>
		<category><![CDATA[grocery coupon]]></category>
		<category><![CDATA[using coupons]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=246</guid>
		<description><![CDATA[How to Properly Shop with Coupons
Coupons are often touted as great money savers and the greatest way to save on groceries, household supplies, even clothing and home construction. Need some eyeglasses? There is certain to be a coupon for it. Whatever your needs, you can find a coupon for some supplier.
The way that coupons are [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Setting Budget Priorities</title>
		<link>http://personalbudgethelp.com/2009/09/setting-budget-priorities/</link>
		<comments>http://personalbudgethelp.com/2009/09/setting-budget-priorities/#comments</comments>
		<pubDate>Sun, 27 Sep 2009 19:01:28 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[better]]></category>
		<category><![CDATA[budget categories]]></category>
		<category><![CDATA[budgeting system]]></category>
		<category><![CDATA[how to budget]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[managing money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=243</guid>
		<description><![CDATA[Choosing the Important Jobs for Your Money
The setting of a budget is really about choosing what jobs you want your money to do for you. Whether it is paying your monthly obligations or saving for a vacation, each thing that you assign your money to do is a job for it. As the boss, you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding Motivation to Stick to Your Budget</title>
		<link>http://personalbudgethelp.com/2009/09/finding-motivation-to-stick-to-your-budget/</link>
		<comments>http://personalbudgethelp.com/2009/09/finding-motivation-to-stick-to-your-budget/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 01:01:43 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[General Advise]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget help]]></category>
		<category><![CDATA[budget management]]></category>
		<category><![CDATA[budget strategies]]></category>
		<category><![CDATA[motivation]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=236</guid>
		<description><![CDATA[Sometimes sticking to your budget is very difficult. You want a little better dinner one week, or you really need a night out. Or maybe it’s someone special’s birthday and you really want to show how much you care. Reasons like these are things that can easily cause one to skip on the budget and [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/09/finding-motivation-to-stick-to-your-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>10 Simple Ways to Throw Money Away</title>
		<link>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/</link>
		<comments>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 19:11:59 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[learning to budget]]></category>
		<category><![CDATA[saving on household expenses]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=234</guid>
		<description><![CDATA[Money Wasters You May or May Not Have Thought Of
(This is one of my more tongue-in-cheek articles)
Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those. 

Never wash a full [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/08/10-simple-ways-to-throw-money-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Budgeting for Small Trips</title>
		<link>http://personalbudgethelp.com/2009/07/budgeting-for-small-trips/</link>
		<comments>http://personalbudgethelp.com/2009/07/budgeting-for-small-trips/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 22:33:41 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Frugal Fun]]></category>
		<category><![CDATA[budget planning]]></category>
		<category><![CDATA[Frugal fun]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[road trips]]></category>
		<category><![CDATA[vacation budget]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=215</guid>
		<description><![CDATA[Managing the Expenses of Weekend Vacations
It isn’t always easy to make sure that you have everything for a vacation, even a small weekend trip. There’s the list of everything that has to be taken along: there’s the allowing for fuel, car maintenance, food, and a small emergency fund. It can be quite hectic, and the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How I Keep Track of My Daily Expenses</title>
		<link>http://personalbudgethelp.com/2009/07/how-i-keep-track-of-my-daily-expenses/</link>
		<comments>http://personalbudgethelp.com/2009/07/how-i-keep-track-of-my-daily-expenses/#comments</comments>
		<pubDate>Thu, 09 Jul 2009 23:55:33 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=198</guid>
		<description><![CDATA[An Idea on How to Keep Better Track of Costs
In order to have a perfect budget and make it work really well, it is ideal to keep track of all expenses and income. Here are a few ideas on how to more easily keep track expenses.
There are several methods that people use to track expenses, [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/07/how-i-keep-track-of-my-daily-expenses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Controversial Budget Tips</title>
		<link>http://personalbudgethelp.com/2009/06/controversial-budget-tips/</link>
		<comments>http://personalbudgethelp.com/2009/06/controversial-budget-tips/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 16:37:21 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[budgeting advice]]></category>
		<category><![CDATA[family budget tips]]></category>
		<category><![CDATA[personal home budgeting]]></category>
		<category><![CDATA[saving on grocery budgets]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=164</guid>
		<description><![CDATA[Some &#8220;budget tips&#8221; are such that they may not really save money.
Saving money is more than just buying the item that has a lower sticker price. There are other costs involved that people don&#8217;t always examine.  How much does it cost to go to a certain store, versus going to the one closer? What about [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/06/controversial-budget-tips/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The High Cost of Clutter</title>
		<link>http://personalbudgethelp.com/2009/06/the-high-cost-of-clutter/</link>
		<comments>http://personalbudgethelp.com/2009/06/the-high-cost-of-clutter/#comments</comments>
		<pubDate>Mon, 22 Jun 2009 17:36:32 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[Frugality]]></category>
		<category><![CDATA[de-cluttering your home]]></category>
		<category><![CDATA[decreasing your budget expenses]]></category>
		<category><![CDATA[lowering expenses]]></category>
		<category><![CDATA[saving on household expenses]]></category>
		<category><![CDATA[saving on storage]]></category>
		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=153</guid>
		<description><![CDATA[Save Money by Getting Rid of What You Don&#8217;t Need
Most people store things they don&#8217;t use all the time in their basements or garages. And they don&#8217;t realise how much this is really costing them.
Clutter. It sounds ominous, like something that we find annoying, but not really bad. A huge nuisance that we don&#8217;t want [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/06/the-high-cost-of-clutter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The (High) Cost of Pets.</title>
		<link>http://personalbudgethelp.com/2009/06/the-high-cost-of-pets/</link>
		<comments>http://personalbudgethelp.com/2009/06/the-high-cost-of-pets/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 19:52:08 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[animal expense]]></category>
		<category><![CDATA[better managing your budget]]></category>
		<category><![CDATA[budget tracking]]></category>
		<category><![CDATA[pet costs]]></category>
		<category><![CDATA[tracking expenses]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=150</guid>
		<description><![CDATA[I&#8217;ve been doing a lot of reading lately on the costs of pets. And I am astounded by it! I suppose I should have realised it, as I have also been a pet owner. I got rid of my dog because I didn&#8217;t like her personality and was worried when my son was born that [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/06/the-high-cost-of-pets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Flexing Down on the Food Budget</title>
		<link>http://personalbudgethelp.com/2009/05/tflexing-down-on-the-food-budget/</link>
		<comments>http://personalbudgethelp.com/2009/05/tflexing-down-on-the-food-budget/#comments</comments>
		<pubDate>Fri, 29 May 2009 21:04:55 +0000</pubDate>
		<dc:creator>Johanus</dc:creator>
				<category><![CDATA[Budget Tips & Advice]]></category>
		<category><![CDATA[cutting back on food expense]]></category>
		<category><![CDATA[cutting your food budget]]></category>
		<category><![CDATA[eating frugal]]></category>
		<category><![CDATA[saving on food]]></category>
		<category><![CDATA[saving on grocery budgets]]></category>
		<category><![CDATA[strategies to cut your food budget]]></category>

		<guid isPermaLink="false">http://personalbudgethelp.com/?p=142</guid>
		<description><![CDATA[Whenever we look at our budgets and ways to cut back, we try to think of what the most flexible part is. Most people think this is the entertainment budget. And sometimes they are right. Others might think that the most flexible budget category is groceries&#8230; food!
So how much should we realistically be spending on [...]]]></description>
		<wfw:commentRss>http://personalbudgethelp.com/2009/05/tflexing-down-on-the-food-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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