Johanus on June 4th, 2010

It’s very important that you do not neglect your budget, even once you are into a cycle of confidence in your finances. While it’s certainly easier not to have to watch your money all the time, there are drawbacks to letting things go, even a little bit. It’s very easy to overspend, just because it’s [...]

Continue reading about Keeping Your Budget Up-to-date

Johanus on April 18th, 2010

1) What’s your “frugality story?” In other words, how and why did you become frugal? I went through a bad split up with my kids’ mom a couple of years back. I was making a lot of money (over $100k per year) and had suddenly lost my business because of a change in the economy. [...]

Continue reading about Interview by Nicole Plescher

Johanus on October 14th, 2009

How to Properly Shop with Coupons Coupons are often touted as great money savers and the greatest way to save on groceries, household supplies, even clothing and home construction. Need some eyeglasses? There is certain to be a coupon for it. Whatever your needs, you can find a coupon for some supplier. The way that [...]

Continue reading about Using Coupons Advantageously

Johanus on September 27th, 2009

Choosing the Important Jobs for Your Money The setting of a budget is really about choosing what jobs you want your money to do for you. Whether it is paying your monthly obligations or saving for a vacation, each thing that you assign your money to do is a job for it. As the boss, [...]

Continue reading about Setting Budget Priorities

Johanus on September 13th, 2009

Sometimes sticking to your budget is very difficult. You want a little better dinner one week, or you really need a night out. Or maybe it’s someone special’s birthday and you really want to show how much you care. Reasons like these are things that can easily cause one to skip on the budget and [...]

Continue reading about Finding Motivation to Stick to Your Budget

Johanus on August 31st, 2009

Money Wasters You May or May Not Have Thought Of (This is one of my more tongue-in-cheek articles) Everyone always wants to find ways to save money. Why? There are so many ways that it is easier to just throw money away, without even really thinking about it. Here are a few of those.  Never [...]

Continue reading about 10 Simple Ways to Throw Money Away

Johanus on July 31st, 2009

Managing the Expenses of Weekend Vacations It isn’t always easy to make sure that you have everything for a vacation, even a small weekend trip. There’s the list of everything that has to be taken along: there’s the allowing for fuel, car maintenance, food, and a small emergency fund. It can be quite hectic, and [...]

Continue reading about Budgeting for Small Trips

Johanus on July 9th, 2009

An Idea on How to Keep Better Track of Costs In order to have a perfect budget and make it work really well, it is ideal to keep track of all expenses and income. Here are a few ideas on how to more easily keep track expenses. There are several methods that people use to [...]

Continue reading about How I Keep Track of My Daily Expenses

Johanus on June 24th, 2009

Some “budget tips” are such that they may not really save money. Saving money is more than just buying the item that has a lower sticker price. There are other costs involved that people don’t always examine.  How much does it cost to go to a certain store, versus going to the one closer? What [...]

Continue reading about Controversial Budget Tips

Johanus on June 22nd, 2009

Save Money by Getting Rid of What You Don’t Need Most people store things they don’t use all the time in their basements or garages. And they don’t realise how much this is really costing them. Clutter. It sounds ominous, like something that we find annoying, but not really bad. A huge nuisance that we [...]

Continue reading about The High Cost of Clutter