Johanus on June 29th, 2009

The Country’s birthday is coming – Enjoy it, without much expense.
Parades are only one way to enjoy the upcoming celebrations. A lot of people also enjoy fireworks. These displays are usually put on cost free by the city and are a great way to enjoy the holiday for all people. There are other events usually [...]

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Johanus on June 25th, 2009

Things to Try Before Filing for Bankruptcy
It’s best to avoid bankruptcy if at all possible. The ramifications of such a filing on your credit report is a killer. And it stays with you for at least seven years. This makes it hard to get credit of any kind (mortgages, credit cards, car loans,etc.). It can [...]

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Johanus on June 24th, 2009

Some “budget tips” are such that they may not really save money.
Saving money is more than just buying the item that has a lower sticker price. There are other costs involved that people don’t always examine.  How much does it cost to go to a certain store, versus going to the one closer? What about [...]

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Johanus on June 23rd, 2009

Renting out a Spare Room for Extra Income
Some houses that people buy have more space than they really need. Use this space to make money and decrease your cash worries.
Ever thought about turning that den into a spare bedroom? Is there already a bedroom that’s unused? This could be a great opportunity to bring in a [...]

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Johanus on June 22nd, 2009

Save Money by Getting Rid of What You Don’t Need
Most people store things they don’t use all the time in their basements or garages. And they don’t realise how much this is really costing them.
Clutter. It sounds ominous, like something that we find annoying, but not really bad. A huge nuisance that we don’t want [...]

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Johanus on June 18th, 2009

I’ve been doing a lot of reading lately on the costs of pets. And I am astounded by it! I suppose I should have realised it, as I have also been a pet owner. I got rid of my dog because I didn’t like her personality and was worried when my son was born that [...]

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Johanus on June 17th, 2009

I’ve recently been trying to think of things to do that are fun and free. The kids are my big motivator for this, so I brainstormed, and here is a list that I came up with.

Colour. Get out the paper and crayons and try to come up with some creative things. We recently traced all [...]

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